Planner

Build vs. Buy Planner

Your numbers, your assumptions. This tool does not predict values or appreciation.

How to use the planner

Enter your own figures for each line. Use quotes or allowances from professionals where you have them, and leave a line at zero if it doesn't apply. The Build column adds land, site work, construction, fees, contingency as a percentage of construction, carrying costs, and furnishing. The Buy column adds the purchase price, planned updates, and the same furnishing allowance. The totals compare costs only. They don't predict value, appreciation, or appraisal outcomes.

Build

Purchase or land priceSite costs (clearing, utilities, septic, driveway)Construction or renovation allowanceProfessional fees (design, engineering, survey)Contingency (% of construction)Carrying costs during the projectFurnishing allowance

Buy existing

Purchase pricePlanned updates allowance

Furnishing allowance from the left column is included.

All figures are your own assumptions. This planner does not provide estimates, appraisals, or appreciation forecasts, and no local cost data is preloaded.

Your Next Chapter

Whether you build, buy spec, or buy existing, each path has a specialist.

Build & RenovatePeters Custom Homespeterscustomhomes.com Spec Home ConstructionPeters Signature Homespeterssignaturehomes.com Buy & SellPeters Team Realtypetersteamrealty.com

These businesses are part of our network. They are affiliated with this publication, not independently selected.